Our Software

Introducing O&M Profiler ESP

O&M Profiler ESP is a fully integrated system offering a one-stop-shop for advisers involved in the pension and investment planning areas.

The system is available in three different packages with the Professional version offering the functionality of seven software systems rolled into one, including:

  • Pensions, switching and with-profits research
  • Income drawdown projections, switching and reviews
  • Retirement income and cashflow modelling
  • Bond, ISA and GIA projections and switching
  • Annuity illustrations
  • Fund research and portfolio management
  • Risk profiling


Watch Introduction Video

Windows 10 Compatible

O&M Profiler ESP
Key Features


Switching

Compare a client’s existing pension, bond, drawdown, ISA or GIA to establish whether switching to a new product may produce a better outcome. The powerful, yet concise, client friendly switching reports can show a plan in isolation or the consolidation of multiple plans.

For pension switching, the system automatically populates information seamlessly into the FCA pension switching advice suitability template.



Download example


Accumulation

Identify the most appropriate product for your client based on investing specific premium amounts over a specified term or to assess the level of premiums required to achieve a target amount at a future date.

Consideration can be given to investing in a pension, bond, cash saving, ISA or GIA, comparing up to three options at a time.



Download example


Decumulation

Identify the most appropriate route for your client to provide an income from their current pension plans and enables you to compare and contrast the options available across a range of retirement income products.

Consideration can be given to using different types of annuities, UFPLS and flexi-access drawdown, comparing up to three options at a time within or across product types.



Download example


Fund Research

Using data provided by Morningstar, access fund data on over 75,000 funds from a number of universes including ETFs, Investment Trusts, Life, Pension, OEIC / Unit Trusts, offshore and equity funds.

A range of the factsheets are available suited to different levels of client’s investment knowledge. The funds audit function allows to evidence your fund research in a concise report.

Graphically display and compare funds against each other, sectors or benchmarks and produce client friendly fund comparison reports.



Download example


Portfolio Management

Add consistency to your investment process by creating model portfolios from asset allocation down to individual holdings. These can then be used as the basis of your new client proposition.

Monitor your client’s investment portfolios to ensure they remain aligned with their target asset allocation and recommend action where the portfolio may have become unbalanced.

You can produce a range of reports to help your clients understand their investments including portfolio summaries, portfolio comparisons, rebalancing reports and capacity for loss.



Download example


Three Way Comparisons

O&M Profiler ESP is the only software in the financial services industry to offer unique three-way comparisons.

This functionality has raised the standard in client reporting and allows you to quickly compare up to three options side by side in a client friendly report. For example following the recent pension freedoms, you could illustrate to your client the income they may receive should they opt for an annuity, drawdown or withdrawing the entire fund for a buy to let investment.



Download example


Retirement Income Modelling
& Shortfall Planning

It’s always been important for clients to understand how far their hard earned pension pot will take them in retirement, but perhaps even more so following the introduction of pension freedom.

O&M Profiler ESP offers a retirement income module allowing you to quickly and easily identify any shortfall and help your client’s budget and plan their retirement. You can include one off items and also vary income levels as your client goes through various stages of their retirement.



Download example


Risk Profiling

Morningstar’s detailed risk questionnaire and suggested asset allocations are integrated with O&M Profiler ESP allowing you to identify your client’s willingness to accept various levels of risk and ultimately direct them to the appropriate investment.



Download example


Editable Reports

All our reports are written in plain English and designed to be client friendly.

The standard reports are comprehensive and meet most adviser’s needs, but all reports can be edited so you can customise the content and wording on a case-by-case basis tailoring the report specifically to your client.



Download example

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Pricing plans for
O&M Profiler ESP

  • Monthly Payment

  • Annual Payment*

  • # User logins
  • Additional user login price
  • Free Training and Support
  • Switching
  • Accumulation
  • Decumulation
  • Shortfall Planner
  • Custom Products
  • With Profits Research
  • Product Sourcing
  • Three Way Comparisons
  • Fund Information
  • Fund Research
  • Client Research
  • Portfolio Management
  • Editable Reports
  • Retirement Income Modeller
  • Risk Profiling
  • From £45.00 /mo

  • From £36.00 /mo

  • 1
  • £20.00 per month
  •  
  • Pension / Bond / ISA / GIA
  • Pension / Bond / ISA / GIA
  • Annuity
  •  
  •  
  •  
  •  
  •  
  •  
  • -
  • -
  • -
  • -
  • -
  • -
  • From £75.00 /mo

  • From £60.00 /mo

  • 2
  • £20.00 per month
  •  
  • Pension / Bond / ISA / GIA / Drawdown
  • Pension / Bond / ISA / GIA
  • Annuity / Drawdown
  •  
  •  
  •  
  •  
  •  
  •  
  •  
  •  
  •  
  • -
  • -
  • -
  • From £120.00 /mo

  • From £96.00 /mo

  • 3
  • £20.00 per month
  •  
  • Pension / Bond / ISA / GIA / Drawdown
  • Pension / Bond / ISA / GIA
  • Annuity / Drawdown
  •  
  •  
  •  
  •  
  •  
  •  
  •  
  •  
  •  
  •  
  •  
  •  
All costs are subject to VAT at the current rate. All pricing plans are subject to a £100.00 setup fee.
* The standard monthly rental costs are £45 for Essentials, £75 for Standard and £120 for Professional. When paying for 12 months upfront, three months will be given free of charge at the end of the initial 12 months, making the equivalent monthly rental £36 for Essentials, £60 for Standard and £96 for Professional over the 15 month period.

Pricing plans for O&M Profiler ESP

  • Monthly Payment

  • Annual Payment*

  • # User logins
  • Additional user login price
  • Free Training and Support
  • Switching
  • Accumulation
  • Decumulation
  • Shortfall Planner
  • Custom Products
  • With Profits Research
  • Product Sourcing
  • Three Way Comparisons
  • Fund Information
  • Fund Research
  • Client Research
  • Portfolio Management
  • Editable Reports
  • Retirement Income Modeller
  • Risk Profiling
  • From £45.00 /mo

  • From £36.00 /mo

  • 1
  • £20.00 per month
  •  
  • Pension / Bond / ISA / GIA
  • Pension / Bond / ISA / GIA
  • Annuity
  •  
  •  
  •  
  •  
  •  
  •  
  • -
  • -
  • -
  • -
  • -
  • -
  • Monthly Payment

  • Annual Payment*

  • # User logins
  • Additional user login price
  • Free Training and Support
  • Switching
  • Accumulation
  • Decumulation
  • Shortfall Planner
  • Custom Products
  • With Profits Research
  • Product Sourcing
  • Three Way Comparisons
  • Fund Information
  • Fund Research
  • Client Research
  • Portfolio Management
  • Editable Reports
  • Retirement Income Modeller
  • Risk Profiling
  • From £75.00 /mo

  • From £60.00 /mo

  • 2
  • £20.00 per month
  •  
  • Pension / Bond / ISA / GIA / Drawdown
  • Pension / Bond / ISA / GIA
  • Annuity / Drawdown
  •  
  •  
  •  
  •  
  •  
  •  
  •  
  •  
  •  
  • -
  • -
  • -
  • Monthly Payment

  • Annual Payment*

  • # User logins
  • Additional user login price
  • Free Training and Support
  • Switching
  • Accumulation
  • Decumulation
  • Shortfall Planner
  • Custom Products
  • With Profits Research
  • Product Sourcing
  • Three Way Comparisons
  • Fund Information
  • Fund Research
  • Client Research
  • Portfolio Management
  • Editable Reports
  • Retirement Income Modeller
  • Risk Profiling
  • From £120.00 /mo

  • From £96.00 /mo

  • 3
  • £20.00 per month
  •  
  • Pension / Bond / ISA / GIA / Drawdown
  • Pension / Bond / ISA / GIA
  • Annuity / Drawdown
  •  
  •  
  •  
  •  
  •  
  •  
  •  
  •  
  •  
  •  
  •  
  •  
All costs are subject to VAT at the current rate. All pricing plans are subject to a £100.00 setup fee.
* The standard monthly rental costs are £45 for Essentials, £75 for Standard and £120 for Professional. When paying for 12 months upfront, three months will be given free of charge at the end of the initial 12 months, making the equivalent monthly rental £36 for Essentials, £60 for Standard and £96 for Professional over the 15 month period.

Pricing plans for O&M Profiler ESP

  • From £45.00 /mo

  • From £36.00 /mo

  • 1 User login
  • Aditional users
    £20.00 per month
  • Free Training and Support
  • Switching
    (Pension / Bond / ISA / GIA)
  • Accumulation
    (Pension / Bond / ISA / GIA)
  • Decumulation
    (Annuity)
  • Shortfall Planner
  • Custom Products
  • With Profits Research
  • Product Sourcing
  • Three Way Comparisons
  • Fund Information
  • From £75.00 /mo

  • From £60.00 /mo

  • 2 User logins
  • Aditional users
    £20.00 per month
  • Free Training and Support
  • Switching
    (Pension / Bond / ISA / GIA / Drawdown)
  • Accumulation
    (Pension / Bond / ISA / GIA)
  • Decumulation
    (Annuity / Drawdown)
  • Shortfall Planner
  • Custom Products
  • With Profits Research
  • Product Sourcing
  • Three Way Comparisons
  • Fund Information
  • Fund Research
  • Client Research
  • Portfolio Management
  • From £120.00 /mo

  • From £96.00 /mo

  • 3 User logins
  • Aditional users
    £20.00 per month
  • Free Training and Support
  • Switching
    (Pension / Bond / ISA / GIA / Drawdown)
  • Accumulation
    (Pension / Bond / ISA / GIA)
  • Decumulation
    (Annuity / Drawdown)
  • Shortfall Planner
  • Custom Products
  • With Profits Research
  • Product Sourcing
  • Three Way Comparisons
  • Fund Information
  • Fund Research
  • Client Research
  • Portfolio Management
  • Editable Reports
  • Retirement Income Modeller
  • Risk Profiling
All costs are subject to VAT at the current rate. All pricing plans are subject to a £100.00 setup fee.
* The standard monthly rental costs are £45 for Essentials, £75 for Standard and £120 for Professional. When paying for 12 months upfront, three months will be given free of charge at the end of the initial 12 months, making the equivalent monthly rental £36 for Essentials, £60 for Standard and £96 for Professional over the 15 month period.
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Additional Features


Additional Information Slides

Additional information slides are arguably one of the most powerful features of O&M Profiler ESP allowing you to quickly build custom dashboards of from hundreds of information slides.

There is no limit on the number of dashboards you can create. These can be packaged up as reports for use again and again.



Morningstar & AKG

In addition to the team of O&M researchers collating data from each of our partners on their products and funds, the system includes a fund data feed from Morningstar and with-profits funds rating data from AKG.



Online & Tablet Friendly

O&M Profiler ESP is written in HTML5 which is the latest mark-up language for presenting online content via the Internet.

This means the system is compatible with the majority of platforms and devices so you can access the system at your convenience from anywhere with an internet connection.



Product Sourcing

Product sourcing helps you reduce the list of potential products by filtering on various criteria including policy features, premium flexibility, fund switching, financial strength plus many more.



State Pension Estimations

Simply adding your client’s date of birth and age enables O&M Profiler ESP to calculate an estimation of your clients state pension age, state pension date, period until state pension and state pension amount.



Third Party Integrations

Speed of use and accuracy of data are important factors. We work closely with a number of other organisations to ensure that data can be passed seamlessly, avoiding rekeying of data and up to date information is available for analysis.

Current integrations include Assureweb, Fidelity FundsNetwork, Plum Software, PortfolioMetrix and Transact.



Usergroup Functionality

We work closely with a number of regulators and compliance service providers to provide customised versions of the system to cover a number of scenarios including negotiated product charges, model portfolios, fund lists and additional information slides to support processes or workflow.



Partnership Programme

We maintain a Partnership Programme with all providers whose products appear on the system. Both O&M and our partners have a number of commitments to ensure accuracy of the calculations.



With Profits Information

With profits fund information has always been notoriously difficult to obtain. O&M Profiler ESP contains a vast amount of with-profits information to assist advisers when reviewing existing arrangements or recommending a new investment.

Detailed reports from the leading independent actuaries AKG, are available for every major pension fund, including those closed to new business.



Custom Products

With over 24 members in the O&M Partnership Programme it’s unlikely you’ll come across a provider whose products are not represented on O&M Profiler ESP.

Even if you do the system allows you to create custom products to use in comparisons by entering the relevant charging structure. This also allows you to include bespoke products such as GPP, SIPPs and wrap accounts in your comparisons.



Adviser Charge Matching

Adviser change matching allows you to quickly assess the impact of the adviser charge selected for a comparison.

If the existing plan has higher maturity values than the proposed new plan, the system quickly tells you the adjustment needed to the adviser charge for the new plan maturity values to match the existing plan maturity values.



Report Customisation

The reports produced from O&M Profiler ESP can be customised to reinforce company branding with your clients including adding your company colours and logo.


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Testimonials

If you’re not already convinced to use our software, take a look at what some of our customers think.

 
Darrell Cable - Darrell Cable Independent Financial Adviser Limited

I recently moved over to the new O&M Profiler ESP and I must say, I love it. The migration to the new system was smooth with my existing data already available. I received first class support from the team at O&M ensuring I was up to speed with the features and functionality of the new system.

Speaking of features, the new additional information slides are great and will save me a vast amount of time. They allow me to quickly and frequently access information that supports my business processes.

It’s also perfect for use on the go. Using it on my iPad is just like using an app downloaded from the App Store. In my opinion the O&M system is a more comprehensive review tool than others on the market.

 
 
James Wetherall - Wetherall's Limited

Having used a variety of research software over the years I am really pleased with our new O&M package. I see it forming a key component of our business going forward.

My graduate trainee has taken to it like a fish to water and is already pulling great reports that are supporting the delivery of advice to clients.

I look forward to working with you going forward and will be sure to recommend you to my industry peers.

 
 
Harriet MacKenzie-Williams - Keystone Financial Limited

Having spent many months creating an investment process that was both efficient and robust we have been pleasantly surprised with ‘Investments Profiler’ and the way it fits in to our processes. We have waited a long time for a tool that could do exactly what this one does efficiently.

The reports are a powerful addition to our client facing documents and create a compliance trail.

The tool is clearly independent and we can never be accused of using providers’ tools to get the results we want.

Our advisers have been generally very impressed, saying that it gives flexible access to all the fund information needed at a cost which is well balanced by the time saving efficiencies of using a tool that works and doesn’t try and lead you to a specific solution.

Investment Profiler now forms part of our investment process for ALL investment advice within the group. It can not only help us source the appropriate funds for a client, but can be used to show them where their existing investments stand against their stated attitudes and objectives and then to show how our recommendations will affect the results.

It ensures that we have an independent, consistent, repeatable and robust investment process for all clients whilst still being client friendly in its documentation and very user friendly for the advisers.

The free training was excellent and can be re-visited as often as necessary, but also the support team are fantastic and are there to answer any specific questions you may have.

We would certainly recommend Investment Profiler to anyone looking to create a simple yet compliant investment process for their business.

 
 
Roger Prangle - Prangle Financial Planning Limited

In the short period I have been using it, I have found it to be an invaluable tool for reviewing my clients’ investments.

It has given me a lot more confidence in my investment process and ability to conform to RDR. I will be very interested to see how it helps me improve my clients’ investment performance in the coming years.

 
 
Dominic O'Conner - DJ Financial Advice

Excellent reporting facilities added so I can monitor and control annual reviews for my entire client portfolio - just what I need for non-platform assets to keep the efficiency high and costs low for annual reviews.

What has impressed me most so far though is that when I raise a suggestion online, I get a call back every time. Either to show how I can do what I am after anyway, or to check understanding for the idea to be put forward for adding to the software. Almost everything I have raised has been added which is such an impressive quick response.

Your system is just what I have been looking for, is simple to use and will save me a lot of time and significantly generate more income.

 
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Get in touch


Sales Team

Our Sales Team will be happy to discuss the software options and find the right solution for your requirements.


Contact Sales
01206 222195
sales@omsystems.co.uk


Support Team

Our Support Team are standing by to support existing users and answer any question you may have.


Contact Support
01206 222191
support@omsystems.co.uk


Training Team

Contact our Training Team to find out more about the range of training options available to ensure you get the most out the system.


Contact Training
01206 222198
training@omsystems.co.uk
Book a demo