Before providing individual recommendations, advisers must conduct a transfer analysis and O&M's Transfer Bureau service is the market leading service in the UK.

Bulk transfer analysis is an important part of any exercise to rationalise the number of preserved pensioners in a scheme. Our bulk projects team is frequently involved in exercises ranging from a few hundred to tens of thousands of members. These exercises are often undertaken as part of a package of measures to reduce deferred member liabilities and administration costs. They typically involve:

• The receipt of scheme and member data in a spreadsheet format.
• Programming of the scheme and any sub-divisions into Transvas Profiler, our leading edge Transfer Analysis software.
• Calculation of Critical Yields for Pensions at normal retirement age, an early retirement age and also on the basis of taking the full tax free cash entitlement and reduced annual pension.
• Consideration of the value of the Pension Protection Fund to individual deferred member.
• The delivery of reports in hard copy or by PDF file.
• The option to create a file to enable certain key data to be exported for use in communications to members by mail merge.

The costs for individual reports and groups of up to 100 members of the same scheme can be found here, but please contact us to discuss individual requirements, particularly for larger schemes where considerable economies of scale can be reflected in price.

Although bulk analysis can be undertaken in isolation, if required, customers can commission individual fully regulated member advice from our specialist advisers.