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Pensions Profiler is a specialist system to help IFAs with individual pensions business. It combines new business research and
justification functions with accurate performance statistics for over 7,000 funds. Perhaps one of the most topical features is
the switching facility aimed at personal pension reviews. Most of our customers find that the commission from their first
successful case for this function alone, is normally sufficient to fund the system for a whole year.

Transfer Adviser is a split commission (or fee) liaison service designed solely to provide support for those IFA's
who, for whatever reason, are unable to transact Occupational Transfer business. A "hands on" approach
will ensure superb client care throughout the entire advice process and reassurance to any prudent Financial
Adviser.

An innovative programme widely used throughout the pensions industry as a means of accurately assessing
and comparing Final Salary pension benefits. Despite the complex issues involved O&M specialist training
and support systems will provide peace of mind for any avid pensions analyst.

A service dedicated to the production of Transfer Value Analysis Reports. Simply instruct O&M to conduct
an analysis and a comprehensive compliant report will be produced comparing the members pension scheme
benefits to a Personal Pension or Section 32 Policy.

Through a combination of our systems, services and expertise, O&M have become a leading supplier of services to scheme
consultants. Under the broad heading of Scheme Solutions, we are able to assist occupational scheme consultants in bulk
analysis and advice exercises.
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